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How Long Does Foreclosure Take? Can Bankruptcy Help?

The length of the foreclosure process varies among different states, with some states taking up to two years before forcing homeowners to move out of…

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  • Bankruptcy

How Much Debt Do I Need to Have in Order to File Bankruptcy?

All of us go through financial highs and lows throughout our lifetime. But when a low financial period begins to take over your life, you…More…

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Bankruptcy Options for the Self-Employed

Pondering the possibility of filing bankruptcy is never a pleasant thing. If you are at the point of considering this, you’ve likely already gone through…More…

Will Bankruptcy Protect Me from a Lawsuit?

Being sued is likely on everyone’s list of things they hope never happens to them. Opening an envelope and seeing a document that informs you…More…

How the Coronavirus Pandemic Might Affect Your Finances

In America and across the globe, we currently find ourselves in an unprecedented time. The global pandemic COVID-19 has affected almost everyone in one way…More…

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Can Filing for Bankruptcy Stop Repossession?

Filing for bankruptcy may stop repossession, but it depends on the type of bankruptcy you file and how far into the repossession you are. If…More…

Chapter 7 Bankruptcy

What Is the Difference between Filing for Chapter 11 and Chapter 13 Bankruptcy?

Chapter 11 and Chapter 13 are bankruptcy options. Chapter 11 is a reorganization for businesses, while Chapter 13 allows a consumer to completely eliminate debts…More…

What Happens If You Do Not Disclose All of Your Assets When You File for Bankruptcy?

When filing for bankruptcy, you are required to disclose all assets and income. If you do not disclose all assets, including any recent transfers, your…More…

Chapter 7 bankruptcy

Should You Tell Creditors You Are Filing for Bankruptcy?

While you can tell creditors you are filing bankruptcy, doing so may not stop them from continuing to call and try to collect on a…More…

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What Is Considered Disposable Income for Chapter 13?

When you file for bankruptcy, no matter which option you choose, the courts look at your disposable income and compare it to your monthly debt…More…

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What Debts Are Not Dischargeable in Bankruptcy?

October 10, 2019 One common misconception among consumers is that you can discharge all debts and be 100 percent debt-free if you file for Chapter…More…

What Is Relief from Automatic Stay?

When a relief from the automatic stay is filed, it is done by a creditor. The creditor is asking the court to remove the automatic…More…

How Much Should You Be in Debt before Filing for Bankruptcy?

A common question on consumer minds is whether or not they have enough debt to justify filing for bankruptcy. The answer is not as simple…More…

chapter 7 bankruptcy

How Much Debt Do You Have to Have to File Bankruptcy?

Technically, there is no minimum debt amount required to file for bankruptcy, but there are limitations on how high your debts can go. For example,…More…

Is It Better to File Chapter 7 or Chapter 13 Bankruptcy?

While most assume that filing Chapter 7 is the best route for bankruptcy, not all cases qualify for it and not all debtors would benefit…More…

Chapter 13 Bankruptcy

What Can You Include in Chapter 7 Bankruptcy?

When you file for Chapter 7 bankruptcy, you can discharge numerous debts, but not every single one. Debts including child support, federal student loans, or…More…