Categories: Insurance
Car accidents go on your driving record, which means they may affect your insurance rates. How long they will affect it, and by how much, all depend on the severity of the accident, the payout by the insurance company, and whether or not you caused it. Regardless, you should always ask your insurance company if…
Categories: Bankruptcy
When filing for bankruptcy, you are required to disclose all assets and income. If you do not disclose all assets, including any recent transfers, your case may be dismissed and the court may impose criminal penalties – depending on the extent. Filing for bankruptcy means that your financial situation is laid out for the court…
Categories: Insurance
When filing a claim against a commercial trucking company, you are often going up against a large team of attorneys and a big insurance company. With that power comes numerous defense strategies, including placing the blame on the victim, to lessen how much compensation they pay. If you were recently injured in a motor vehicle…
Categories: Bankruptcy
While you can tell creditors you are filing bankruptcy, doing so may not stop them from continuing to call and try to collect on a past due debt. The only way to stop them from harassing you for payment, legally, is to file for bankruptcy and receive your automatic stay. Also, telling a creditor you…
Categories: Bankruptcy
When you file for bankruptcy, no matter which option you choose, the courts look at your disposable income and compare it to your monthly debt obligations. Disposable income is that which you can use to pay down debts, and if you have too much disposable income, the court might deny your request for Chapter 7….
Categories: Personal Injury
Traumatic brain injuries (TBIs) can occur from a variety of situations, but the more common include trips and falls, recreational sports, motor vehicle accidents, and gun violence. TBIs range from mild to severe. Sometimes, a person can fully recover from their TBI with no long-term effects. Other times, a patient may suffer from permanent disabilities….
Categories: Wrongful Death
Wrongful death lawsuits are civil claims brought against a party who has caused someone’s death. The death might be through purposeful or negligent actions, and because of those actions, they have deprived loved ones of a family member and cost them unnecessary damages. Not all deaths, even those caused by another party, are wrongful deaths….
Categories: Bankruptcy
October 10, 2019 One common misconception among consumers is that you can discharge all debts and be 100 percent debt-free if you file for Chapter 7 bankruptcy. While you could discharge a vast majority of your debtors, the belief that you can remove 100 percent of them is untrue. There are a vast number of…
Categories: Bankruptcy
When a relief from the automatic stay is filed, it is done by a creditor. The creditor is asking the court to remove the automatic stay protection issued in bankruptcy so that they can continue collection efforts. Typically, the creditor does so when they need to repossess a car or foreclose on a home, but…
Categories: Bankruptcy
A common question on consumer minds is whether or not they have enough debt to justify filing for bankruptcy. The answer is not as simple as “X dollars” is the threshold. Instead, it comes down to your unique financial situation, the type of debts you have, and your means to pay them off (if any)….
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