Can I Stop Bankruptcy after I Have Already Filed?

Categories: Bankruptcy

341 hearing with creditors

As a debtor, you decide to file for bankruptcy. If you voluntarily wish to dismiss the case after doing so, you have that right. However, before you dismiss your bankruptcy case, you should consult with an attorney to make sure it is the right call. After all, the moment you dismiss, creditors are free to…

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What Can Bankruptcy Do for Me?

Categories: Bankruptcy

bankruptcy8_600x400_preview

If you’re considering bankruptcy, the first thing on your mind is the benefits. Will bankruptcy help you or will the hit to your credit report make life harder? Bankruptcy has its pros and cons, just like any other financial decision. Therefore, you should understand them before assuming it will help you or not. Bankruptcy is…

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How Do I Qualify for Chapter 7 Bankruptcy?

Categories: Bankruptcy

Not everyone in debt qualifies for Chapter 7. Instead, there are strict guidelines in place that apply, regardless of where you live, which determine if you can use Chapter 7 or if you must look for an alternative. Chapter 7 bankruptcy is a total relief bankruptcy. It means that, once your case completes, all debts…

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What Is a Secured Claim in Bankruptcy?

Categories: Bankruptcy

bankruptcy

When filing for bankruptcy, your creditors have rights. And one of those rights is to receive payment by submitting a secured claim form to receive payment on the debts you owe. If filing for bankruptcy, it is probably because you owe a considerable amount of debt and your income can no longer satisfy those monthly…

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How Do I File for Chapter 7 Bankruptcy?

Categories: Bankruptcy

Chapter 13 Bankruptcy

Chapter 7 bankruptcy is relatively quick, especially because it is the most common type of bankruptcy filed by consumers each year. The process can, however, take longer than necessary if you do not follow the filing deadlines or complete the steps required by the court. Luckily, because it is a commonly filed bankruptcy type, the…

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What If I’m Hit by a Car outside of the Crosswalk?

Categories: Personal Injury

Pedestrian versus Automobile Injuries

When a vehicle strikes a pedestrian, you assume that the pedestrian has the right-of-way. But what if the pedestrian wasn’t in the crosswalk? Who is liable when there are no crosswalks indicating a pedestrians’ right to pass, and would the driver still be liable for damages? While pedestrians often have the right of away in…

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Can a Business Survive Chapter 11?

Categories: Bankruptcy

bankruptcy

As a struggling business owner, you want to keep your doors open, preserve your legacy, and save the jobs of those who are dedicated to your company. So, when you start considering bankruptcy to get out from your business debts, you may wonder if your business will survive the process. Chapter 11 might sound scary,…

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When Are Property Owners Liable for Slip and Fall Accidents?

Categories: Personal Injury

A slip and fall accident is not uncommon in the United States. While common, being successful in a slip and fall accident case varies, depending on how strong the evidence is to prove fault. Without having a strong case for establishing fault, your chances of receiving the compensation you need for your claim reduces significantly….

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Top Tips for Healthier Finances in 2019

Categories: Bankruptcy

It is the start of 2019, and now is the time to rejuvenate your finances and hopefully improve your credit score. If you find yourself drowning in debts, you may be able to swim your way out by implementing some healthier spending and money management tips as part of your New Year’s resolution. When the…

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Facts to Know about the Insurance Fair Conduct Act

Categories: Insurance

IFCA and Bad Faith Claims

Unless you have recently filed a claim with an insurance company, you may be unaware of the Insurance Fair Conduct Act (IFCA). The IFCA took effect December 2007 here in Washington, and it is designed to protect policyholders when their insurance company unfairly or unjustly denies their insurance claims. However, the IFCA is a misunderstood…

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