Should I Accept the First Offer from an Insurance Company?

Categories: Insurance

insurance

After an accident, the insurance company will come to you with a settlement offer – and often faster than you anticipated. While the offer might look great, you should never accept the first offer from the insurance company. Even though your bills are piling up and you might find yourself in desperate need of cash,…

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Can Filing for Bankruptcy Stop Repossession?

Categories: Bankruptcy

bankruptcy8_600x400_preview

Filing for bankruptcy may stop repossession, but it depends on the type of bankruptcy you file and how far into the repossession you are. If you are being threatened with repossession and you want to keep your vehicle, speak with a bankruptcy attorney immediately. The sooner you file for bankruptcy, the easier it might be…

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How Does an Accident Affect My Car Insurance Rates?

Categories: Insurance

Car accidents go on your driving record, which means they may affect your insurance rates. How long they will affect it, and by how much, all depend on the severity of the accident, the payout by the insurance company, and whether or not you caused it. Regardless, you should always ask your insurance company if…

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Should You Tell Creditors You Are Filing for Bankruptcy?

Categories: Bankruptcy

Chapter 7 bankruptcy

While you can tell creditors you are filing bankruptcy, doing so may not stop them from continuing to call and try to collect on a past due debt. The only way to stop them from harassing you for payment, legally, is to file for bankruptcy and receive your automatic stay. Also, telling a creditor you…

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What Is Considered Disposable Income for Chapter 13?

Categories: Bankruptcy

gavel and wallet

When you file for bankruptcy, no matter which option you choose, the courts look at your disposable income and compare it to your monthly debt obligations. Disposable income is that which you can use to pay down debts, and if you have too much disposable income, the court might deny your request for Chapter 7….

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What Causes Traumatic Brain Injuries?

Categories: Personal Injury

TBI

Traumatic brain injuries (TBIs) can occur from a variety of situations, but the more common include trips and falls, recreational sports, motor vehicle accidents, and gun violence. TBIs range from mild to severe. Sometimes, a person can fully recover from their TBI with no long-term effects. Other times, a patient may suffer from permanent disabilities….

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