Categories: Personal Injury
Halloween is quickly approaching. While you get the costumes ready, break out the decorations, and make sure you are fully stocked up on the best candy, what steps have you taken to improve your home’s safety? Halloween is that time of the year that lets homeowners completely transform their property. While you want to be…
Categories: Bankruptcy
Chapter 12 bankruptcy is exclusively offered for family farmers and fishers. It allows these individuals to restructure their finances, save their business, and avoid court-ordered liquidation or foreclosure. Chapter 12 works similarly to Chapter 13 bankruptcy where you create a repayment plan that the courts approve – and you then follow. Part of filing your…
Categories: Insurance
When you sign up for an insurance policy such as an automobile policy, your insurer’s duties are outlined within that policy. Furthermore, your insurer has obligations that come from your state’s laws and statutory laws. Basically, as a policyholder, your insurance company is required to act in good faith when dealing with any claim or…
Categories: Bankruptcy
Chapter 11 bankruptcy is the ideal solution if you want to keep your assets but get relief from creditors. The most important aspect of filing for Chapter 11 is your reorganization plan. The court requires your reorganization plan and must approve it before you proceed with Chapter 11. In its basic form, the reorganization plan…
Categories: Insurance
Insurance companies have the right to deny an insurance claim when they have valid reasons for doing so. When they deny claims without any reasonable basis, refuse to investigate a complaint, or use tactics to unnecessarily delay a claim, they may be acting in bad faith. It is essential to know the difference between bad…
Categories: Bankruptcy
Debt consolidation loans are advertised for those who are in over their heads in debt and want to take multiple payments and combine them into one. Sometimes, they come from financial institutions, while other times they come from a consolidation agency. Regardless, the principle idea is to consolidate payments and the money spent on interest…
Categories: Uncategorized
Whether you live in the city or a quiet suburban neighborhood, walking is a great way to get out, enjoy the fresh air, and increase your physical activity. Walking, however, can be a challenge on busier streets. Regardless if you are walking to get from one point to another or for exercise, you need to…
Categories: Bankruptcy
Life happens. And while there are some things out of your control (even financially), there are also ways to drive yourself closer to the point where you need to file for bankruptcy. No one sets out in their adult years with the intention of filing for bankruptcy. Whether it is a lost job, unexpected illness,…
Categories: Personal Injury
You might have heard before that wearing a helmet will not matter much in a high-speed impact. But before you forgo putting on a helmet for your next motorcycle trip or even a bike ride, you may want to reconsider. Yes, your helmet might be uncomfortable, exacerbate the temperatures, and even mess up your hair….
Categories: Bankruptcy
Chapter 12 bankruptcy is not your average consumer bankruptcy. Instead, it is reserved for those designated as family farmers or fishermen. You must have a regular income from these sources and prove you face financial distress to qualify. Also, Chapter 12 is not a bankruptcy that erases your debts. Instead, you will plan out repayments…
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