Categories: Insurance
After an accident, the insurance company will come to you with a settlement offer – and often faster than you anticipated. While the offer might look great, you should never accept the first offer from the insurance company. Even though your bills are piling up and you might find yourself in desperate need of cash,…
Categories: Bankruptcy
Filing for bankruptcy may stop repossession, but it depends on the type of bankruptcy you file and how far into the repossession you are. If you are being threatened with repossession and you want to keep your vehicle, speak with a bankruptcy attorney immediately. The sooner you file for bankruptcy, the easier it might be…
Categories: Bankruptcy
Chapter 11 and Chapter 13 are bankruptcy options. Chapter 11 is a reorganization for businesses, while Chapter 13 allows a consumer to completely eliminate debts through repayment under a court-ordered plan. If you are a business owner, you may wonder which is the right option for you. Both have notable differences, especially when it comes…
Categories: Insurance
Ride-share companies and food delivery services are popping up all over the state. Whether you hitch a ride with Uber or order dinner from DoorDash, one question is whether you can hold these companies liable when their drivers cause accidents. In some cases, yes, you can. Other times, you may be unable to hold the…
Categories: Insurance
Car accidents go on your driving record, which means they may affect your insurance rates. How long they will affect it, and by how much, all depend on the severity of the accident, the payout by the insurance company, and whether or not you caused it. Regardless, you should always ask your insurance company if…
Categories: Bankruptcy
When filing for bankruptcy, you are required to disclose all assets and income. If you do not disclose all assets, including any recent transfers, your case may be dismissed and the court may impose criminal penalties – depending on the extent. Filing for bankruptcy means that your financial situation is laid out for the court…
Categories: Insurance
When filing a claim against a commercial trucking company, you are often going up against a large team of attorneys and a big insurance company. With that power comes numerous defense strategies, including placing the blame on the victim, to lessen how much compensation they pay. If you were recently injured in a motor vehicle…
Categories: Bankruptcy
While you can tell creditors you are filing bankruptcy, doing so may not stop them from continuing to call and try to collect on a past due debt. The only way to stop them from harassing you for payment, legally, is to file for bankruptcy and receive your automatic stay. Also, telling a creditor you…
Categories: Bankruptcy
When you file for bankruptcy, no matter which option you choose, the courts look at your disposable income and compare it to your monthly debt obligations. Disposable income is that which you can use to pay down debts, and if you have too much disposable income, the court might deny your request for Chapter 7….
Categories: Personal Injury
Traumatic brain injuries (TBIs) can occur from a variety of situations, but the more common include trips and falls, recreational sports, motor vehicle accidents, and gun violence. TBIs range from mild to severe. Sometimes, a person can fully recover from their TBI with no long-term effects. Other times, a patient may suffer from permanent disabilities….
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