How Does an Accident Affect My Car Insurance Rates?

Categories: Insurance

Car accidents go on your driving record, which means they may affect your insurance rates. How long they will affect it, and by how much, all depend on the severity of the accident, the payout by the insurance company, and whether or not you caused it. Regardless, you should always ask your insurance company if…

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Should You Tell Creditors You Are Filing for Bankruptcy?

Categories: Bankruptcy

Chapter 7 bankruptcy

While you can tell creditors you are filing bankruptcy, doing so may not stop them from continuing to call and try to collect on a past due debt. The only way to stop them from harassing you for payment, legally, is to file for bankruptcy and receive your automatic stay. Also, telling a creditor you…

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What Is Considered Disposable Income for Chapter 13?

Categories: Bankruptcy

gavel and wallet

When you file for bankruptcy, no matter which option you choose, the courts look at your disposable income and compare it to your monthly debt obligations. Disposable income is that which you can use to pay down debts, and if you have too much disposable income, the court might deny your request for Chapter 7….

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What Causes Traumatic Brain Injuries?

Categories: Personal Injury

TBI

Traumatic brain injuries (TBIs) can occur from a variety of situations, but the more common include trips and falls, recreational sports, motor vehicle accidents, and gun violence. TBIs range from mild to severe. Sometimes, a person can fully recover from their TBI with no long-term effects. Other times, a patient may suffer from permanent disabilities….

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What Qualifies as a Wrongful Death Lawsuit?

Categories: Wrongful Death

bankruptcy home foreclosure

Wrongful death lawsuits are civil claims brought against a party who has caused someone’s death. The death might be through purposeful or negligent actions, and because of those actions, they have deprived loved ones of a family member and cost them unnecessary damages. Not all deaths, even those caused by another party, are wrongful deaths….

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What Debts Are Not Dischargeable in Bankruptcy?

Categories: Bankruptcy

bankruptcy

October 10, 2019 One common misconception among consumers is that you can discharge all debts and be 100 percent debt-free if you file for Chapter 7 bankruptcy. While you could discharge a vast majority of your debtors, the belief that you can remove 100 percent of them is untrue. There are a vast number of…

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What Is Relief from Automatic Stay?

Categories: Bankruptcy

When a relief from the automatic stay is filed, it is done by a creditor. The creditor is asking the court to remove the automatic stay protection issued in bankruptcy so that they can continue collection efforts. Typically, the creditor does so when they need to repossess a car or foreclose on a home, but…

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