When Third Party Liability Insurance Acts in Bad Faith, Does IFCA Apply?

Categories: Insurance

third party liability insurance

The Insurance Fair Conduct Act (IFCA) was established by Washington State voters in 2007. It was created as a level of protection for consumers that levies penalties against insurance companies for misconduct. More importantly, consumers will not shoulder the financial burden of holding insurance companies accountable, and they can receive payment for treble damages and…

Read More

The SnapChat Lawsuit and How it Might Affect Your Own

Categories: Personal Injury

SnapChat Lawsuit

SnapChat has been the primary focus of multiple distracted driving lawsuits; however, one recent incident is nothing short of disturbing. SnapChat’s recent addition of its speed filter – a filter that shows how fast a person is going at the time he or she “snaps” and shares – has been to blame for several accidents….

Read More

What Documents Do I Bring to My Bankruptcy Attorney?

Categories: Bankruptcy

bankruptcy documents

Bankruptcy is a highly complex process, which is why you have hired an attorney. When filing for bankruptcy, it is important to note that it will affect your credit and property. While stressful, having the right attorney and being prepared for what comes next is your best defense. During your consultation, there are documents that…

Read More

What is Pre-Bankruptcy Counseling?

Categories: Bankruptcy

Pre-Bankruptcy Counseling

Most bankruptcy cases require that you have credit counseling in a specified number of days before you can file the bankruptcy protection order in court. You will also be forced to complete a course on debt management before your debts are discharged. This is the court’s way of ensuring that you learn better financial responsibility…

Read More

When Does Parental Liability Apply in an Accident Case?

Categories: Personal Injury

parental liability

Every state has its own laws when it comes to parental liability in a civil matter. In the state of Washington, it is referred to as the Parental Responsibility Law. This law is not much different than from other states, and most states have some form of parental responsibility law or requirement. Under this law,…

Read More

What Are the Bankruptcy Exemptions for Chapter 11 and Chapter 13?

Categories: Bankruptcy

Bankruptcy Exemptions

Each form of bankruptcy works in its own way, with Chapters 7, 11, and 13 differing from one another substantially. One of the biggest differences is how exemptions are applied when it comes to your personal property. Chapter 11 Filing for Chapter 11 means that you are applying to reorganize. You are not giving up…

Read More

What is a Proof of Claim in a Bankruptcy Case?

Categories: Bankruptcy

proof of claim

There are plenty of documents and requirements in a consumer bankruptcy case. One that you may have heard of is the “proof of claim.” This is a written statement that tells the court, the debtor, and the trustee, along with other interested parties, that a creditor will exercise the right to receive a payout from…

Read More

Understanding IFCA and Bad Faith Claims

Categories: Insurance

IFCA and Bad Faith Claims

If your insurance company denies a claim for benefits, and you are legally entitled to those benefits, then you may have the opportunity to file a Bad Faith Claim against the insurance company. Understanding the IFCA The Insurance Fair Conduct Act (IFCA) is legislation that was created to ensure insurance companies comply with all requirements…

Read More

Do Anti-Texting and Driving Campaigns Really Work?

Categories: Personal Injury

Anti-Texting and Driving Campaigns

Anyone who watches television has seen the advertisements. They might have even seen the billboards. The anti-texting and driving campaigns are gaining popularity, especially with the number of distracted driving incidents going up, instead of down. While some of the biggest cellphone providers, such as AT&T, are behind the campaigns, the real question is do…

Read More

What is a Bankruptcy Discharge and When Does It Happen?

Categories: Bankruptcy

bankruptcy discharge

At the end of your bankruptcy, you receive a discharge. This is a court order that is used for Chapter 7 and Chapter 13 bankruptcies, and it relieves you from debt obligations associated with the bankruptcy case. To receive a discharge from the court, you must satisfy all requirements. Once your debts are discharged, the…

Read More