What Happens if I Declare Bankruptcy?
Reaching a point where you feel financially out of control is challenging, but bankruptcy proceedings provide hope. If you are considering this step, knowing what to expect and how it might help you is crucial. From understanding the different types of consumer bankruptcy to knowing how bankruptcy will affect your financial well-being, this guide will…
Tips for Cleaning Up Your Consumer Credit Report
Do you need help cleaning up your consumer credit report? Your consumer credit report can determine everything from getting approved for a home loan, to getting money for your education, to getting a job. Five percent of consumers in the United States have errors on their credit report that could lead to unfair denials, says…
Credit Card Debt is Your Worst Enemy: 3 Ways to Defeat It
Credit card debt plagues millions of American consumers each year. In fact, the average American household in 2021 has $155,622 in debts. Those with credit cards had an average balance of more than $6,000 in 2021. Once credit cards can run your monthly budget, you might find that you are paying only the minimum and…