10 Boat Accident Injuries You Can Avoid

Categories: Personal Injury

boating accidents

Boating accidents are much more widespread than people realize, especially in Washington. When you are close to the waterfront, you take ferries across the harbor, grab your boat out for fishing, and you could even work on a ship. While some accidents are unforeseeable, most accidents that happen on the open water are preventable. Also,…

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Credit Card Debt is Your Worse Enemy: 3 Ways to Defeat It

Categories: Bankruptcy

credit card debt

Credit card debt plagues thousands of American consumers each year. In fact, the average American household in 2016  has $134,643 in debts, and those with credit cards found that they spend $1,300 per year on interest for the credit cards alone. Once credit cards can run your monthly budget, you might find that you are…

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7 Steps to a Successful Bankruptcy

Categories: Bankruptcy

bankruptcy

When you find yourself over your head with debt, and you can no longer meet your payment obligations, you might look to bankruptcy. Bankruptcy is a legal remedy for consumers who need a fresh start and relief from creditors and collection agencies. However, it is a serious financial decision that will impact your financial health…

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How to Avoid Filing a Second Bankruptcy in the Future

Categories: Bankruptcy

second bankruptcy

No one goes through life expecting to file bankruptcy. However, it happens for some consumers. Whether it is a medical emergency, job loss, or another incident that forces you to fall behind and eventually seek help from the courts, bankruptcy is there for consumers who cannot satisfy obligations. Unfortunately, some consumers end up filing bankruptcy…

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What is Probate Court and When Does an Estate Go through It?

Categories: Estate Planning

probate

Probate court is a court that deals exclusively with the assets and liabilities of the estate of one who has died. A judge oversees the probate process and ensures all creditors are paid, then ensures assets are distributed by the estate plan or the statute. An estate goes through probate even if there is a…

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5 Important Facts Regarding TBI Lawsuits

Categories: Personal Injury

TBI

A traumatic brain injury (TBI), can range from mild to severe. Often these injuries result in long-term consequences for the victim and sometimes are life-threatening. Each day, a person in the United States suffers from a TBI — whether a minor concussion or significant brain injury. Those who survive a TBI have effects that last…

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What is the Discovery Process in a Personal Injury Case?

Categories: Personal Injury

personal injury discovery process

Personal injury cases go through a fact-finding process known as discovery. Discovery is a systematic, official process required for any lawsuit. During your personal injury case, you might experience multiple stages of discovery. The amount of discovery your case experiences and how far it progresses into discovery depends on the evidence and settlement. Sometimes, a…

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Warning Signs that Bankruptcy is on the Horizon for You

Categories: Bankruptcy

10 signs of bankruptcy

No one goes through life expecting to file bankruptcy, but it happens. Sometimes, the warning signs are clear, while other times they are not so obvious. Regardless of your financial situation – or what you assume it will be like in the future – it is imperative that you know the warning signs of bankruptcy….

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Will My Tax Refund be Affected by My Bankruptcy Case?

Categories: Bankruptcy

IRS 1040 form

It is tax season, which means that you are probably anxiously awaiting your tax refund check. While refunds were placed on hold for the 2017 tax year, your return should come in May or June. But, if you are in the process of bankruptcy, or if you have filed bankruptcy and you are in the…

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Can You Lower a Car Payment in Bankruptcy?

Categories: Bankruptcy

car keys on top of money

When you file for bankruptcy, you are doing so because you can no longer manage your debts. Whether it is because you lost your job or took a significant cut in pay, you need to eliminate monthly debt obligations to get back on your feet. However, you have a vehicle, and you need to keep…

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